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Checking Accounts (Share Drafts)

checkingaccountOverdraft protection

  • Overdraft protection will be provided on all share draft accounts from share and /or club accounts
  • If a draft cannot be paid by a transfer from a share or club account, the draft will be returned NSF

Statements

  • Statements will be mailed each month. The statement is to be used by the member for reconcilement
  • Paid share drafts will not be returned with the statements. A copy may be requested at any time

Preauthorized EFT’s

  • Direct Deposit – The credit union will accept direct deposits of:
    • Paychecks
    • Federal recurring payments such as Social Security and Pension
    • Other non-recurring deposits such as tax refunds
  • Our Routing Number is: 243381133

Debit Cards

  • Debit cards may be used as follows:
    • Withdrawal of cash at an ATM
    • Purchases at merchants that accept VISA
  • Limitations
    • ATM daily withdrawal limit is $400
    • POS (Point of Sale) daily limits are $999.99 (ATM and POS limit combined for the day cannot exceed $999.99)
  • Lost or stolen checks or debit cards
    • The credit union should be promptly notified in the event of loss, theft or unauthorized us of the account. It is the member’s responsibility to detect any unauthorized activity in their account and notify the credit union within 60 days after receipt of the statement.
    • To report a lost or stolen Debit Card during regular business hours, call the credit union office. After regular business hours, call 1-800-991-4965 FREE

 

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