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Updated 06/23/2020: As you are all aware, the community’s response to the COVID-19 virus is evolving rapidly. At Locomotive & Control EFCU, we are committed to the health and safety of our members, staff, and community. We are closely monitoring developments, and are following guidelines and recommendations set by the CDC, local and state government officials.

We will be returning to our regular hours of Monday - Friday 10:00 am - 5:00 pm on June 29, 2020

Our lobby is open with certian restrictions, all members must wear a mask and only two members are allowed in the lobby at one time.

If you need to make a deposit outside of these office hours please drop it in the mail slot by the front door with instructions of where you would like the funds to go and we will mail you a receipt.

We have a number of services that can be performed through our website, Home Banking, Loan applications, Bill payer, transfers etc. We are asking members who do have a debit card to use that for your cash needs.

This decision does not come lightly, we are concerned for the health and well being of our membership and our staff. We ask that you be patient with us in navigating this pandemic crisis. We are all in this together.

If you find yourself out of work as a result of COVID-19, please contact us before your payment is due and we will discuss loan modifications and hardship extensions specific to your situation.

Christmas Loan Special
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$2,000 for up to a 1 year term for as low as 5% APR.

Subject to credit approval, certain restrictions may apply. 

Signature  Loan

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Our rates are lower than ever! With our signature loan you can borrow up to $15,000 for as low as 7% APR.

Go Green with e-Statements


To sign up for e-statements, log on to Home Banking and select the e-statements tab. If you choose e-statements, you will not receive a paper statement in the mail. Please call the credit union with any questions you may have.


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Latest News

  • Mobile App Now Available

    To serve you better we have developed a mobile app. Get all the convenience of Online Banking right from your smartphone. With mobile banking you can access your accounts when you need them from just about anywhere you may be. You can use your mobile phone or device to conveniently and securely access your accounts the way that’s best for you using your Android phone or tablet, or web enabled phone or device. It is available for Android and Apple. To download please follow one of these links:

    Google Play