Loan Rates

Effective December 18, 2025

APR as low as**

Loan Type	Rate	Term	Maximum
New Vehicles - Autos
	4.50% APR	36 months	Retail Value
	4.75% APR	48 months	Retail Value
	5.25% APR	60 months	Retail Value
	5.75% APR	84 months	Retail Value
Used Vehicles - Autos
2023 - 2024	5.25% APR	36 months	Retail Value
	5.50% APR	48 months	Retail Value
	6.00% APR	60 months	Retail Value
	6.50% APR	72-84 months	Retail Value
2020 - 2022	5.50% APR	36 months	Retail Value
	5.75% APR	48 months	Retail Value
	6.25% APR	60-72 months	Retail Value
2017 - 2019	5.75% APR	36 months	Retail Value
	6.00% APR	48 months	Retail Value
	6.75% APR	60 months	Retail Value
2015 - 2016	6.50% APR	36 months	Retail Value
	6.50% APR	48 months	Retail Value
2011 - 2014	7.00% APR	36 months	80% of Retail Value
Classic Auto	9.00%		80% of Appraisal
New Motorcycles
	4.50% APR	36 months	Retail Value
	4.75% APR	48 months	Retail Value
	5.25% APR	60-84 months	Retail Value
	5.75% APR	72-84 mo	Retail Value
Used Motorcycles
2022 - 2024	6.00% APR	48 months	Retail Value
	6.25% APR	60 months	Retail Value
2020 - 2021	6.75% APR	36 months	Retail Value
Recreational Vehicles
New	7.00% APR	60 months	Retail Value
2020 - 2023	7.25% APR	60 months	Loan Value
2018 - 2019	7.50% APR	48 months	Loan Value
2016 - 2017	8.00% APR	36 months	Loan Value
Drivable Motorhomes
New (Over $50,000)	6.50% APR	96 months	Retail Value
New (Under $50,000)	6.50% APR	60 months	Retail Value
Used 2016- 2022	7.50% APR	60 months	Loan Value
Unsecured up to $15,000	8.00% APR	up to 60 months	$15,000.00
Co-signer/Co-maker up to $15,000	7.50% APR	up to 60 months	$15,000.00
Mortgage Purchase	5.50% APR	15 years
	5.75% APR	20 years
Refinance Mortgage 1st lien	5.50% APR	15 years
	5.75% APR	20 years
Refinance Mortgage 2nd lien	7.50% APR	15 years
Share Secured	3.00% APR	60 months

*A.P.R. (Annual Percentage Rate)

**Rates based on credit worthiness, term and other conditions