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Loan Rates

Effective October 18, 2018

APR as low as**

Loan Type  Rate Term Maximum

New Vehicles - Autos

     
 

   3.50% APR  

36 months Retail Value
  4.00% APR 48 months Retail Value
  4.50% APR 60 months Retail Value
  5.00% APR 84 months Retail Value
Used Vehicles - Autos      
   2014 - 2017 3.75% APR 36 months Retail Value
   4.00% APR 48 months Retail Value
   4.50% APR 60 months Retail Value
   2011 - 2013  4.00% APR   36 months Retail Value
  4.50% APR  48 months  Retail Value
   2010 4.75% APR 36 months 80% of Retail Value
   2009 5.00% APR 36 months 80% of Retail Value
       
Classic Auto 8.00%   80% of Appraisal
       
New Motorcycles      
  3.50% APR 36 months Retail Value
  4.00% APR 48 months Retail Value
  4.50% APR 60-84 months    Retail Value
       
Used Motorcycles      
    2014 - 2017 4.00% APR 48 months Retail Value
    4.50% APR 60 months Retail Value
    2011 - 2013 5.00% APR 36 months Retail Value
       
Recreational Vehicles      
    New 6.50% APR 60 months Retail Value
    2015 - 2017 6.50% APR 60 months Loan Value
    2013 - 2014 7.00% APR 48 months Loan Value
    2011 - 2012  7.50 APR  36 months Loan Value
       
Unsecured up to $15,000 8.00% APR up to 60 months $15,000.00
Co-signer/Co-maker up to $15,000 7.5% APR up to 60 months $15,000.00
       
Mortgage Purchase 4.25% APR 15 years $275,000.00
  4.75% APR 20 years $275,000.00
Refinance Mortgage 1st lien 4.25% APR 15 years $275,000.00
  4.75% APR 20 years $275,000.00
Refinance Mortgage 2nd lien 5.75% APR 15 years  $100,00.00
       
Share Secured 3.00% APR 60 months  

*A.P.R. (Annual Percentage Rate) 

**Rates based on credit worthiness, term and other conditions

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